Archive for July 2012

Homeowners Looking for Simple Solutions to ‘Green Up’ Their Kitchens

Homeowners Looking for Simple Solutions to ‘Green Up’ Their Kitchens











PALO ALTO, CA (PRWEB) July 31, 2012

The kitchen accounts for much of a home’s energy use as it typically houses a number of big, electricity sucking appliances, making them prime targets for green upgrades. According to a recent poll conducted by Houzz, the leading website for the home remodeling industry, more than half of the respondents (52 percent) ranked upgrading to Energy Star appliances as the number one change they’d make to have a more environmentally friendly kitchen. Starting a compost bin, recycling and installing a trash station was the second most popular choice (28 percent).

Since refrigerators consume a large amount of energy, homeowners should consider the following tips from Portland, Oregon Architect and Houzz Professional, Michelle Jeresek:


Consider the amount of space the family requires to store food. Refrigerators use far less energy when the refrigerator is properly stored with food. Too much or too little space causes the refrigerator to work overtime.

Look for models without ice makers and in-door water and ice dispensers. Studies suggest that these features can each increase overall refrigerator energy consumption by 10 to 15 percent.

Consider relocating the refrigerator away from heat sources, such as ovens, which can cause them to work harder. Also, allow foods to cool before placing inside the refrigerator as the fridge will have to work less hard to cool them down.

Waste-reducer and Houzz community member Samantha Barton-Rundell has taken steps, like the 28 percent of poll respondents said they would do, to recycle, compost and create a trash station in her home.

“Taking simple environmental steps encourage my family to pitch in and help,” said Barton-Rundell. “Not to mention, recycling, creating compost bins and trash stations are inexpensive endeavors, but can make a big impact on the environment.”

Some tips:

Set up a compost pot by the kitchen sink for eggshells, banana peels and other food remains.

Research composting programs where compost waste is collected and used in community gardens.

“It’s also important for homeowners to evaluate the use of their ovens, as they are inherently inefficient,” continues Jeresk. “Only six percent of the energy from a typical oven is absorbed by the food.”

Jeresk offers the following oven and stove top efficiency tips:

Make the most out of a hot oven by using it only for large dishes or multiple pots.

Keep opening the oven door to a minimum, as every time the door is opened, the oven temperature drops 25 to 50 degrees.

For the cooktop, put lids on dishes as they cook and this will help pans keep in the heat and foods will cook faster.

“Another big energy suck is the dishwasher,” continues Jeresk. “What many homeowners don’t realize is that there are several simple and effective ways to save energy without getting dishpan hands.”

Jeresk offers the following smart dishwasher energy saving tips:

Scrape food off dishes instead of rinsing them. This simple switch can save up to 20 gallons of water.

If dirty dishes need to sit overnight, use the dishwasher’s rinse feature, which uses a fraction of the water needed to hand rinse.

Consider running the light or energy-saving wash cycles for dishes that aren’t too dirty. These cycles use less water and operate for a shorter period of time.

Opt for no-heat drying, as the drying cycle consumes a lot of energy. Simply crack the door after the wash cycle is done to let the dishes air dry.

“While major appliances are generally the energy wasting culprits in a home, there are other parts of the kitchen where you can be lighter on the environment with little effort,” said Jeresk. “Homeowners should also consider using cloth towels instead of paper towels, water filters instead of water bottles, buying in bulk, switching to nontoxic cleaners and seeking out local, organic foods.”

About Houzz

Houzz (http://www.houzz.com) is the leading online platform for home remodeling, providing inspiration, information, advice and support for homeowners and home improvement professionals through its website and mobile applications. Houzz features the largest residential design database in the world, articles written by design experts, product recommendations, a vibrant community powered by social tools, and information on more than 1.3 million remodeling and design professionals worldwide who can help turn ideas into reality. @houzz_inc

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More:

Thousands of Inspiring Kitchen Photos

Find a Kitchen Designer in Your Area

Kitchen and Bath Suppliers

Sources:

http://www.houzz.com/ideabooks/2770935/list/Easy-Green–10-Small-Kitchen-Changes-to-Make-Today

http://www.houzz.com/ideabooks/2219946/list/How-to-Choose-and-Use-Ecofriendly-Kitchen-Appliances











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How can you qualify for General Surgery jobs

Article by Saima Bukhari
























A general surgeon job has requirements that must be met including information in a host of general surgical processes along with previous experience and training. To apply for general surgery jobs a doctor must graduate from medical school then experience a five – six year placement training program. After that, the physician is qualified to take board documentation exams given by the Board of Surgery, which initiates privileges to work in most hospitals and other surgical grounds. It is at this stage that some general surgeons choose to train more to other sub-specialties of surgery including trauma surgery, cardiovascular surgery, neurosurgery and other specialized grounds.You need to get the true education to be eligible for general surgery jobs. You have to be very acquainted in the fields of science, biology and math. You should also be a professional in physiology and anatomy in order to be professional at your job. You will obtain all of this from the accurate college degree. Your fundamental qualification should certainly be a bachelor’s degree subsequently a graduate degree from a medical college. You should get a doctorate of medicine from medical school. Alternately, you can learn for a doctorate of osteopathy. You will need eight years of education before you obtain your medical and undergraduate degree. But, you can diminish the time taken to become a doctor by connecting a program that joins medical and undergraduate school.For physicians who need to follow a department in general surgery jobs, they must initially graduate from a certified medical school and then chase a surgical placement that can last for up to more five years. The general surgeons have to become board licensed in their field. This needs the surgeon to sit for and pass a further exam particular to general surgeries. After the doctor gets a passing mark on the board documentation, they can get a hospital license that allows them to execute general surgeries.A lot of general surgeons go on to get further certifications in other regions of surgery for example cardiothoracic, neuro, reconstructive, orthopedics and many other fields. If the general surgeon elects to additional sub specialize, they can look forward to their training to go on upwards for some more years to get better general surgery jobs.General surgeons may be fascinated to the fast paced surgical atmosphere and the intricacy of the nature of most surgical processes. It is right that many general surgery cases can be usual; but, all cases are dissimilar and present a special set of challenges. The general surgeon doesn’t get bored or uninvolved, thus offering their patients just the best value of care and skill. General surgery jobs can give a very profitable salary that can be attracting to the new medical school graduate, even if salary alone should not be the only cause the doctor chooses this profession. There are many advantages of the jobs in general surgery and the decision to practice one is a personal preference that will depend on personal and professional aims that the physician wants to achieve.

About the Author

http://www.physemp.com/physician_jobs/perma_surgery_jobs.html












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Having a Lottery Home-Based Business

Article by Michael Caruana
























The term “lottery” originated from the Dutch word loterji meaning “destiny.” It is a game wherein numbers are drawn for a particular prize. In the state of Florida, lottery is a legal game and is endorsed by having a state and national lottery. Lottery may have different forms in terms of prizes and mechanics. Some prizes are given in cash while some are in the form of goods. The prizes are typically big and the winner could take home up to millions of dollars when he or she wins. Many people are devoted to playing the lottery thinking that they would be able to win someday.

Since there are many people playing the lottery daily, it is obviously a good opportunity for a business. What if a legitimate lottery home-based business exists in which you can earn tons of money without having to play and win? In this business, you are not required to purchase a lot of lottery tickets for you to win millions. In short, you are not required to play. Just run and manage your home based business to be able to earn money. Winning the lotto is just an added bonus and it is up to you if you would like to play.

There is a website that would provide you with a lot of information regarding a lottery home-based business. Check out the website http://www.lottopaysyou.com and you will come across a video that discusses a brief introduction about the business and what is in store for you if you decide to start one. The business will be based on the lottery game in Florida and it is open for anyone who would like to earn a big income. You do not need to have a specific background and experience to be successful, all you need is willingness to learn. You will earn money based on the sold lotto tickets and you are not required to play the game. Check out the website now and grab this opportunity.

About the Author

Michael Caruana, author of this article is also interested in Lottery and recommends you to please check out Lottery Strategy if you liked reading this information.












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General Unsecured Debts in Chapter 13 Bankruptcy

Article by Lucas Brian McMillan
























In most Chapter 7 “straight bankruptcies” in Iowa, most debts are legally written off, especially debts that are not secured by any collateral and don’t belong to any of the special “priority” categories of debt. But how about in a Chapter 13 payment plan? What determines whether these creditors get paid, and if so how much?

The beauty of Chapter 13 is that it is both flexible and structured. Flexibility allows Chapter 13 to help central Iowans with wildly different circumstances. Structure–the set of rules governing Chapter 13–is important because clear rules balancing the rights of debtors and creditors reduces disputes between them. There is only so much money to go around to the creditors, so less fighting means less precious money spent on attorneys and more available for satisfying the creditors. And then getting on with life.

How much the general unsecured debts get paid in any Chapter 13 case is a reflection of these two themes working together. These are illustrated through the following rules, and their impact on the payout to these creditors.

1. Creditors which are legally the same are treated the same. So, all general unsecured creditors get paid the same percent of their debt through a Chapter 13 plan.

2. For any creditor–including a general unsecured one–to share in the distribution of payments, it has to file a proof of claim on time with the bankruptcy court. A general unsecured creditor which fails to file this simple document stating the amount and nature of the debt will receive nothing through the plan, and the debt will be discharged at the end of the case if it completed successfully.

3. The failure of one or more creditors to file its proof of claim usually, but not always, means that there will be more money available for the other creditors. Two exceptions: a “0% plan,” in which the general unsecured creditors are receiving nothing; or a “100% plan,” in which these creditors are being paid the entire amount of their debts.

4. “0% plans” are those in which all of the money paid by the debtor through the Chapter 13 trustee is earmarked to pay secured creditors, “priority” creditors (such as taxes and child/spousal support), and/or trustee and attorney fees. Some bankruptcy courts frown on “0% plans,” especially in certain situations, such as when there does not seem to be good reason to be in a Chapter 13 case instead of a usually much less expensive Chapter 7.

5. “100% plans” are those in which all of the general unsecured creditors’ debts are paid in full through the trustee. These happen primarily for two reasons. The debtors:

a. are required to make payments based on their budget, which provides enough money over the course of the case to pay off their debts in full; or

b. own more non-exempt assets which they are protecting through their Chapter 13 case than they have debts, which requires them to pay off their debts in full.

6. A major consideration for how much the general unsecured creditors receive is how long the debtors are required to pay into their Chapter 13 case. Generally, if debtors’ pre-filing income is less than the published “median income” for their applicable state and family size, then they pay for three years into their plan. If their income is more than that amount, they must pay for five years instead. The length of the case obviously affects how much is paid in, and so usually affects how much the general unsecured creditors receive.

7. Payments to general unsecured creditors can be affected by changes which occur during the case–income increases or decreases adjusting the plan payment amount, unexpected tax refunds and employee bonuses paid over to the trustee, and even additional allowed debtors’ attorney fees reducing what is available to the creditors.

8. Once the general unsecured creditors receive whatever the Chapter 13 plan provides for them (and the rest of the plan requirements are met), the remaining balances are legally discharged. The result is that all general unsecured creditors receive the same pro rata share, and that’s the end of the story for them. The exception is the relatively rare creditor which succeeds during the case in convincing the court that its debt should not be discharged at all. This only applies to situations involving a debtor’s fraud or other similar significant wrongdoing, and only if the creditor raises the issue by a very strict deadline just a few months into the case. This creditor still shares in the distribution of payments to all the general unsecured creditors. But at the end of the case, there is no discharge of its remaining debt, which the creditor can then pursue against the debtor.

Clearly, a lot of considerations go into how much the general unsecured creditors will be paid in any Chapter 13 case in Iowa. There are many interacting rules to be applied to the unique financial and human factors of each case.

About the Author

Marks Law, Des Moines, IA












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Personal Trainer Marketing Expert Shares 3 Secrets To More Sales In 2012

Personal Trainer Marketing Expert Shares 3 Secrets To More Sales In 2012












Chino Hills, CA (PRWEB) July 25, 2012

It’s easy for personal trainers to get caught up in the latest marketing fads and lead-generating tools, admits Sam Bakhtiar – CEO of the Fitness Concepts boot camps in California. When he was first getting started out more than 20 years ago, he was bombarded with options – from lead boxes and public speaking campaigns to website marketing and DVD publishing. Yet, the real secrets to personal trainer marketing go back to the very basics of sales training.

Enthusiasm and energy is the first component of effective personal trainer marketing. This quality is the difference between a cashier and a salesperson. “Many guys come to me and ask how I can charge $ 100 or more an hour for my personal training,” Sam Bakhtiar remarks. “And I always tell them, I’m not doing anything different than anybody else. The only difference between you and me is that I believe I’m worth it.”

First and foremost, a trainer must have confidence in the product. Sam Bakhtiar’s personal trainer marketing seminars, e-books and business coaching calls all begin with very basic business model development. Sam looks at a trainer’s program offerings and assesses the value. From there, he can provide feedback on how to make improvements to the core business to make a product that sells like hotcakes.

The second component to successful personal trainer marketing, he says, is rapport. “Nothing is worse than a robot repeating generic sales scripts,” Sam says. He does provide scripts in his personal trainer mentorship program materials, but there is room for improvisation and being an all-around genuine person. “Asking questions is the best thing you can do to further your sales goals. You want to know which football teams your clients like, what hobbies and passions they possess, how old their kids are,” Sam explains. Finding common ground and currying a client’s favor will reel in a lifetime member.

Lastly, personal trainer marketing takes time. “Spend as much time as you need with a prospect and treat everyone like your best client – even if you don’t think he or she will buy,” Sam says. “This business is all about building relationships – past, present and future relationships.” He adds that making a good impression can lead to referrals to friends and family later down the road or future sign-ups.

More personal trainer marketing information can be found at Sam’s blog, http://www.Super-Trainer.com. Interested trainers who want a more step-by-step approach to building a six or seven-figure fitness business can sign up for one-on-one business coaching or a millionaire mastermind retreat in Las Vegas as well.

About Sam Bakhtiar

Sam Bakhtiar is a Persian-born American with over twenty years of experience in fitness training and body building. After completing B.S in Premed and Nutrition, Sam also received a degree of doctorate of Chiropractics. Along with being one of the best fitness trainers, Sam is also a business and marketing expert. After establishing a successful fitness training business with substantial income, Sam is helping other professionals in the industry to achieve their business goals. For more information, please contact using the following information.

Contact Information:

Sam Bakhtiar

Fitness Concepts

909-393-9075

http://www.super-trainer.com
























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Lottery and home-based business in one

Article by Michael Caruana
























A lottery is known to be a form of gaming that involves drawing lots for particular prize. The word lottery originated from the Dutch word loterij meaning fate or destiny.

Lottery in Florida is endorsed to the extent of organizing a national or state lottery. Lotteries may come in many different formats. Regarding the prize, it can be a fixed amount of cold cash or sometimes goods. The prices at stake here are not just your ordinary purse. A winner can rack up millions of dollars when he or she wins the lottery. The fact is that many people depend their fortune of becoming rich to lotteries.

Knowing that there are so many people engaging in the lottery, why don’t you start a home-based business? This is not a fraud; rather, this is proven and legal. If you are interested to earn a living that can make you filthy rich, visit http://www.lottopaysyou.com and see for yourself how to do it. You don’t have to buy a lot of lottery tickets just to win millions, you have rack them up. Win or lose, you can earn millions of dollars with this home-based venture. Winning the lottery is just an additional perk of this business!

Once you visit the website, watch the video since this is a primer on what is waiting for you at the other end if you try this home-based business. In this business, you will surely be on the legal side playing with real lottery tickets in Florida. Even if you are not in Florida, you can still earn from this home-based business because this is open to all. No experience required, and there is no need for you to play lotto. You just have to rack up money while having the lottery tickets on sale.

Sign up now at http://www.lottopaysyou.com and receive the trusted and proven system that can make you very rich!

About the Author

Michael Caruana, author of this article is also interested in Lottery and recommends you to please check out Lottery Strategy if you liked reading this information.












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Poker

Article by Edward Bance
























Through the globe you will find dozens of various credit cards video games only one of the very popular credit card sport played out globally is actually poker. Poker began centuries ago but the exact day is lost in the verse of time. Even so one truth is clear, inside of two-hundred a long time poker has changed radically. How come? Effectively there are two significant reasons. To begin with, two centuries in the past poker had been largely play by secrets and cheats along with outlaws in order to get quick cash. In today’s world poker has develop into a renowned game played out simply by specialists which might be because well-known while sportsman as well as celebrities. Next, the actual technology in the web provides changed everything, such as poker. Recognize you’ll be able to enjoy poker inside the benefits in your home as opposed to in extremely crowded gambling houses.

Even though poker may be known around the world it is most popular inside the U.Azines.Any, exactly where it had been born generations previously. From the beginning poker appeared to become challenging sport as well as even if this fact have not alter, today there are generally a couple of different types of poker. Your “fun” poker, as the title recommend, will be played for your enjoyable with the online game. This specific “fun” poker is usually played like a overdue together with relatives and buddies. A similar regulations utilize as the original poker nevertheless since it is enjoyed for fun the guidelines can a bit be change to meet every participant independently. The second sort of poker could be the sports poker. This kind of poker will be abide by biding income towards some other people. Consequently the principles have to be fallow along with below absolutely no circumstance are they to be adjust

Poker began as one online game, nonetheless over time poker has evolved straight into diverse different versions. Here I will only talk about a dozen variants; Omaha hold’em hold’em, Texas holdem poker, a few card man, several card porn star, snake oil salesman poker, allow it to go journey along with allow it to experience benefit, Las vegas twice action, Caribbean man poker, blueberry hold’em substantial poker, pineapple hold’em high-low separated, along with crazy blueberry hold’em high-low split. Among these variants the most used versions are generally Texas holdem, 7 credit card true stud along with Omaha hold’em.

As i’ve already explained, on this time you are able to play poker in certain a few moments, forget traveling. You just need to a pc, connection to the internet, and if you’re playing athletics poker, a charge card. You can find lots of poker playrooms online where one can enjoy people found half around the world! Do you remember your 14 variations associated with poker I discussed before? Properly in case you play poker in the internet you can forget relating to this range as there are a great number of more versions associated with poker over the web, plus you’ll be able to enjoy both entertaining and also sports poker in lots of distinct websites on the net. Consequently, it is most likely you won’t ever get bored of poker!

About the Author

Just visit POKER for more information.












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Horse racing system – Things you need to know

Article by John Antony
























Horse racing is a kind of sport that is now popularly known as a betting game. Some people are of the idea that one has to be a horse racing expert in order to be a winner.

Here are some of the important things you should take into consideration in making an effective horse racing betting system:

1. DistanceIn a horse racing system the distance that will be run by the horse to reach the finishing point is a very important factor that you have to weigh up before you pick out the horse that you will lay a bet on. If the distance is short, the horse has only little time to show its most excellent performance. Conversely if the distance of the race is too long, there are quite a few chances like the horse might get exhanusted. Remember that the secure distance of the horse race lies between the range of 5 furlongs and not more than 3 miles.

2. Number of RunnersThe number of runners is also a very crucial element that you should consider when betting using a horse racing system. A horse’s probability of winning is greatly affected by the number of contenders in a race. If the field is big, then obviously, it means there’s numerous runners who will compete in the horse racing sport. It is quite tough to choose which horse will do well in the race where there are so many runners who compete with each other.

3. The Kind of GroundThe condition of the ground plays an important role in determining the win factor of a horse and hence this particular point should not be ignored. Examine if the ground is soft or heavy. The smoothness or firmness is also crucial in the race.

4. When the Last Race was RunThe last race of the horse is yet another factor that you have to think about before you pick out your bet during a horse racing system. You must consider when the last time the horse have its race. It is rather tough to tell if the horse is in good shape or not during the time it has been unoccupied in the horse racing scene for a short duration. Preferably, a good bet is a horse whose last race was in the current season or at least 28 days ago.

5. Check the Horses FormYou will notice that there are letters C and D specified in the horses form. The letter C here depicts that the horse has been a winner over a particular track in the previous races while the letter D denotes that the horse has been a winner over the distance being run in the race. Therefore, whenever you find the letters C or D, in the horses form you should not think twice to bet on that horse, as this shows that they are good runners and can be picked while betting using a horse racing system.

6. Top FavoritesIn a horse racing system, you can also consider those horses that are considered to be top favorites in the current season. Experts agree that there is always higher probability that these horses come first in the race. Therefore, check out some favorites and their records in the racing field. If they have 3/1 or less in the betting, then, that is an indication that they can be a good pick.

About the Author

John Anthony is a recognized authority on the subject ofhorse racing system, having helped over 1,288 people worldwide to this date. He is the Director of Sure2Profit.com, a website where he provides a wealth of informative free articles and resources.












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AskMen interviews Christian Hellmers, a master strategist when it comes to betting on the races. In this video Christian gives a few tips for betting whether you be the conservative or aggressive type. For more betting tips visit www.christianhellmers.com.

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